diff --git a/fastx_programmability/adapter/src/adapter.rs b/fastx_programmability/adapter/src/adapter.rs
index 38732fbbcd041..547fbc72280df 100644
--- a/fastx_programmability/adapter/src/adapter.rs
+++ b/fastx_programmability/adapter/src/adapter.rs
@@ -431,7 +431,14 @@ fn resolve_and_type_check(
                 // check that m.type_ matches the parameter types of the function
                 match &param_type {
                     Type::MutableReference(inner_t) => {
-                        // (https://github.com/MystenLabs/fastnft/issues/96): check m.mutability
+                        if m.is_read_only() {
+                            return Err(FastPayError::TypeError {
+                                error: format!(
+                                    "Argument {} is expected to be mutable, immutable object found",
+                                    idx
+                                ),
+                            });
+                        }
                         type_check_struct(&m.type_, inner_t)?;
                         mutable_ref_objects.push(object);
                     }
@@ -443,7 +450,14 @@ fn resolve_and_type_check(
                         }
                     }
                     Type::Struct { .. } => {
-                        // TODO(https://github.com/MystenLabs/fastnft/issues/96): check m.mutability
+                        if m.is_read_only() {
+                            return Err(FastPayError::TypeError {
+                                error: format!(
+                                    "Argument {} is expected to be mutable, immutable object found",
+                                    idx
+                                ),
+                            });
+                        }
                         type_check_struct(&m.type_, &param_type)?;
                         let res = by_value_objects.insert(object.id(), object);
                         // should always pass due to earlier "no duplicate ID's" check
diff --git a/fastx_programmability/adapter/src/unit_tests/adapter_tests.rs b/fastx_programmability/adapter/src/unit_tests/adapter_tests.rs
index a408cd63611e0..40ce4b0a2bd7e 100644
--- a/fastx_programmability/adapter/src/unit_tests/adapter_tests.rs
+++ b/fastx_programmability/adapter/src/unit_tests/adapter_tests.rs
@@ -521,7 +521,7 @@ fn test_transfer_and_freeze() {
         &mut storage,
         &native_functions,
         "transfer_and_freeze",
-        gas_object,
+        gas_object.clone(),
         MAX_GAS,
         vec![obj1],
         pure_args,
@@ -532,6 +532,39 @@ fn test_transfer_and_freeze() {
     let obj1 = storage.read_object(&id1).unwrap();
     assert!(obj1.is_read_only());
     assert_eq!(obj1.owner, addr2);
+
+    // 3. Call transfer again and it should fail.
+    let pure_args = vec![bcs::to_bytes(&addr1.to_vec()).unwrap()];
+    let result = call(
+        &mut storage,
+        &native_functions,
+        "transfer",
+        gas_object.clone(),
+        MAX_GAS,
+        vec![obj1],
+        pure_args,
+    );
+    assert!(result
+        .unwrap_err()
+        .to_string()
+        .contains("Argument 0 is expected to be mutable, immutable object found"));
+
+    // 4. Call set_value (pass as mutable reference) should fail as well.
+    let obj1 = storage.read_object(&id1).unwrap();
+    let pure_args = vec![bcs::to_bytes(&1u64).unwrap()];
+    let result = call(
+        &mut storage,
+        &native_functions,
+        "set_value",
+        gas_object.clone(),
+        MAX_GAS,
+        vec![obj1],
+        pure_args,
+    );
+    assert!(result
+        .unwrap_err()
+        .to_string()
+        .contains("Argument 0 is expected to be mutable, immutable object found"));
 }
 
 // TODO(https://github.com/MystenLabs/fastnft/issues/92): tests that exercise all the error codes of the adapter
diff --git a/fastx_programmability/framework/sources/ObjectBasics.move b/fastx_programmability/framework/sources/ObjectBasics.move
index 1804c66cc5760..b292fd6a277dd 100644
--- a/fastx_programmability/framework/sources/ObjectBasics.move
+++ b/fastx_programmability/framework/sources/ObjectBasics.move
@@ -30,6 +30,10 @@ module FastX::ObjectBasics {
         Transfer::transfer_and_freeze(o, Address::new(recipient))
     }
 
+    public fun set_value(o: &mut Object, value: u64, _ctx: &mut TxContext) {
+        o.value = value;
+    }
+
     // test that reading o2 and updating o1 works
     public fun update(o1: &mut Object, o2: &Object, _ctx: &mut TxContext) {
         o1.value = o2.value