revert change in validateUseAsCollateral from 3.0.2

src/core/protocol/libraries/logic/ValidationLogic.sol

@@ -710,6 +710,9 @@ library ValidationLogic {
     DataTypes.UserConfigurationMap storage userConfig,
     DataTypes.ReserveConfigurationMap memory reserveConfig
   ) internal view returns (bool) {
+    if (reserveConfig.getLtv() == 0) {
+      return false;
+    }
     if (!userConfig.isUsingAsCollateralAny()) {
       return true;
     }