为所有用户提供账本组织结构，目录结构如下：
对于23年的账单，将"2022_template"文件复制粘贴重命名为2023。23年的所有账单存储于2023目录中。
以月进行记录，以年进行存档。
入门教程：Beancount 入门教程
pip install beancount
pip install fava
fava main.bean
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